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3 Ongoing Costs Of Owning A Boat

Posted by on May 20, 2015 in Uncategorized | Comments Off on 3 Ongoing Costs Of Owning A Boat

A boat can be a great investment. When you own a boat, you have a form of entertainment for yourself and your family that’s always at your disposal. Why pay for a trip to the aquarium or the local amusement park when you can just hop into your own boat and see fish while taking a ride at the same time? But before you spend your savings on your dream boat, it’s a good idea to figure out whether or not you can handle the ongoing costs of boat ownership. Buying a boat is a one-time expense, but owning the boat comes with an array of associated expenses. Take a look at some of the most important costs of boats for sale to consider. Boat Insurance You insure your home and your car against expensive accidents, and you’ll want to do the same with your boat. On top of the fact that you may be required to show proof of insurance in order to store your boat in a marina, you’ll want the insurance to protect your own wallet. In 2011, there were close to 4,600 boating accidents that caused $52 million worth of property damage. Insurance is a small price to pay to avoid the out of pocket costs for a boating accident. How much you’ll pay for boat insurance depends on a wide variety of factors. Insurance companies will take into account your driving record, your credit score, your location, and your boating experience and training, as well as the size and type of the boat that you choose. The way that you expect to use the boat matters, too. You’ll pay different rates for a fishing boat than you would for a houseboat, for example. The average cost for insurance is usually between $300 and $500, but it can go as high as $1000 in some circumstances. Boat Storage If you don’t own your own private dock, you’re going to have to find some place to store your boat when it’s not in use. If you’re a homeowner and you buy a small boat, then you may just be able to tow your boat home and store it on your own property, which is usually an inexpensive option. However, this can be problematic for some boat owners. You may not have enough space on your property to comfortably store a boat, or you may own a condo or townhouse with no space for a boat at all. Even if you do have enough room for a boat on your property, homeowner’s association rules may prevent you from parking there. Even if you don’t think you’ll need it, it’s worth at least considering the costs of boat storage before you put your money into buying a boat. After all, you may need it in the future. Storage fees vary wildly depending on what part of the world you’re in and what kind of storage you’re looking for. Dry docking is often cheaper than on-the-water storage, because slips are in limited supply. On the other hand, mooring your boat – storing it in the water using sand screws or some other similar device, rather than attaching it to a dock – can be less expensive than marina storage and more convenient than dry docking. Visit marinas, dry storage...

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3 Things You Should Know About The Canadian Firearms Safety Course And Examination

Posted by on May 18, 2015 in Uncategorized | Comments Off on 3 Things You Should Know About The Canadian Firearms Safety Course And Examination

The Canadian Firearms Safety Course (CFSC) is designed to teach people how to safely use and store firearms. This course is extremely helpful for anyone that is interested in learning gun safety; however, taking the course is not a necessity in all cases. If you are trying to determine whether or not you need to take the course, here are three things you should know. You Need a Firearm’s License No matter what type of gun you plan on purchasing, having a license is a requirement in all parts of Canada. There are different types of licenses though, and you will need to make sure you get the correct type. Here are a few of the types available: Possession – A possession license is only needed if you are already a gun owner, but do not currently have a license for your weapons. You can get this without passing a test of any kind, but it will not allow you to purchase any new guns. Possession and acquisition – In order to purchase any type of new gun, you will have to apply for a possession and acquisition license. This license will allow you to buy a gun, but you will have to pass the Canadian Firearms Safety Exam (CFSE) to get approved for the license. Within this option, there are actually two different types of licenses. One is for non-restricted weapons and the other is for restricted weapons. Minor – The third type of license available is designed for people under the age of 18. This license restricts minors from purchasing or using restricted firearms, but it allows them to use unrestricted types, which are ideal for hunting. While you might not be required to take the Canadian firearms safety course, you are required to adhere to the rules relating to firearm licenses. You May Be Able To Bypass The Course The CFSC is designed to teach many things about firearms, including: Safety tips Information about ammunition Types and parts of guns How to store your guns and ammunition Rules about transporting your guns How to fire various types of guns These are all important topics that you will learn if you take the CFSC; however, there are times when people can bypass the course and simply take the exam. To get certain types of firearm licenses, you will have to pass the firearm examination. The positive side of this is that you have the freedom to take the exam without taking the course. If you can pass the test, you will never have to take the course. There are exceptions to this rule though. If you are a minor, you must still take the course before you can take the test. You will also be required to take the course if you were recently on probation, or if you would like to become a firearm instructor. There May Be Other Requirements If you decide to go ahead and take the course, you probably will not regret it. Even people that have a lot of gun experience often learn a lot through the course, and once you take the course, passing the exam will probably be a lot easier. After passing the test, you can apply for the license you need, but you should be prepared for this....

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Swim Your Way To A Healthier Mind & Body

Posted by on Apr 2, 2015 in Uncategorized | 0 comments

Swimming is a refreshing way to spend summer afternoons. It will cool you off while giving you some family fun. Swimming isn’t only fun, but it’s also a wonderful way to keep your body healthy. If you want some healthy exercise, remember these health benefits of swimming the next time you hit the pool. Fights Diabetes According to studies, there aren’t many medications that are quite as powerful as aerobic exercise when it comes to warding off diabetes. Men in the study who were exercising reduced their risk of diabetes by 6% for every 500 calories that they burned. While calories can burn with many types of exercising, swimming is one of the most effective and simplest ways to do it. If you go swimming three times per week, you will burn 900 calories doing the breaststroke. Not only will swimming reduce your risk of diabetes, it can help type 1 diabetes as well. According to the University of Maryland, swimming increases insulin sensitivity. Bone Mass Researchers believed for a long time that only weight lifting increased bone mass. When people suggested swimming does too, they wouldn’t believe it. Finally, a group of researchers decided to test the theory on rats. The rats were placed into three groups: no exercise, swimming, and running. At the end of the study, the rats in the swimming and running group both had a significantly higher bone mineral density than the rats who didn’t get any exercise. It’s important to keep your bone mass at optimal levels. Low bone mass leads to osteoporosis. Osteoporosis will leave your bones brittle and vulnerable. With osteoporosis you can have bone breaks or fractures from seemingly insignificant injuries or even simple household chores. Healthy Heart Swimming is a wonderful way to build strength and muscle. This includes the most important muscle in your body. Swimming is good for your entire cardiovascular system. It can lower your blood pressure, along with your risk of heart disease. When 46,000 people around the United States had their blood pressure and cholesterol levels checked, the swimmers and runners had the best numbers. Avid walkers came in with a close second, and sedentary participants had the lowest numbers of all. Another study looked at the lifestyles of people who died from cardiovascular problems. Researchers looked into more than 40 thousand men between the ages of 20 and 90. Out of the entire group, only 2% of them were regular swimmers and 8% were avid runners. Mental Health Swimming is great for your mental health as well as your physical health. Depression is an epidemic with more than 350 million people affected. It is also the leading cause of disability in the entire world. While one dip in the pool may not cure the world, it can surely help. Swimming is proven to reduce the symptoms of depression by naturally regulating serotonin levels. A serotonin imbalance severe depression, anxiety, and regular mood swings. Not only will swimming regulate your serotonin levels, it will also produce ANP, which is a stress-reducing chemical in the brain. With regulated serotonin and a proper amount of stress-reducing chemicals in the brain, anxiety and depression can be dramatically reduced. If you ave been struggling with anxiety and depression, forcing yourself out of the house to take a swim...

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Lost In The Lagoon: 6 Ways To Keep Track Of Your Children At The Waterpark

Posted by on Apr 1, 2015 in Uncategorized | 0 comments

Losing track of young children and even teenagers is a fear that many parents experience when they go to a crowded waterpark. To make sure you can locate all members of your group, you should try these six tips.  Sign Up With RFID  RFID stands for radio frequency identification, and it is becoming an increasingly popular way to keep track of groups with young children at amusement parks. The system involves small bands that each member of the group wears. The bands are encoded with personal information about its owner. At various checkpoints around the park, you can swipe your band to see where the other members of your group are currently located. As a bonus, some systems allow parents to add money to each band, which your child can use for food, games, or souvenirs around the park.  The wristbands can usually be rented for a nominal fee and take a few moments to program when you arrive at the park. It is worth asking whether the park you are going to offers RFID or plans to offer it in the future.  Give Your Group Its Own Signal A low-tech way to keep track of your group is to make sure that every member of your group has a whistle that they can use if they get separated from your party. Plastic whistles attached to a coiled lanyard and worn snug against a wrist or ankle are safer than whistles worn around the neck, especially if the wearer will be going down waterslides where necklaces can get caught.  Before you arrive at the waterpark, select a special code for your group. For example, two long blows followed by two short blows on the whistle. This special code will help your group recognize one of its own members in case other groups are also using whistles.  Select a Meeting Spot  Before you arrive at the waterpark, select a meeting spot. Once you are there, make sure that everyone knows where the meeting spot is. Additionally, make sure each member of your group knows the official name of the meeting spot so they can tell park officials in case they get lost.  Alternate Between Long and Short Lines  To prevent younger children from getting bored and wandering away, try to alternate between activities that have long lines and ones that are quickly accessible. For example, after going on a ride with a long line, consider sitting for a while and having a snack or walking through an interesting part of the park to get to the next ride.  Play Games While Waiting  Another way to prevent your younger companions from getting bored is to play games while you are waiting in line. There are many games that can be played without supplies and without changing your location. These games, such as “I Spy,” and “The ABC Game,” not only keep your children engaged and in one place, but they also encourage children to use their imagination and basic problem solving skills.  Make Sure Your Child Knows Where to Wait When They Exit a Ride  Unlike other types of amusement parks, at water parks it is likely that one or two members of your group can go on a ride at a time. This means that half of your group may...

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